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24 branches near you
Owned by members, not shareholders
It started in 1966 with 28 founders and ₱88 in capital. Today OIC is one of the country’s leading cooperatives — and the first in the Philippines to offer ATM services.
209K+
Members
₱14.8B
Total assets
24
Branches
60
Years of service
What we offer
Flexible terms and member-friendly rates for business, home and emergencies.
From ₱20 youth savings to 4% Build Savings — grow your money with your co-op.
Protect your family through our trusted partner programs.
Shop, pay and transact with your cooperative from anywhere.
Green financing
Solar Energy, Renewable Energy and Green Mobility loans help members cut costs and build a greener Mindanao.
Rooftop solar for homes and businesses
E-bikes, e-trikes and electric vehicles
Ask your nearest branch about clean-energy projects
Member benefits
Beyond dividends and patronage refunds, OIC members are supported by assistance programs when life gets hard.
Support when typhoons, floods or fire affect your home.
Financial help for members undergoing treatment.
A helping hand for new mothers in the cooperative.
Gender and Development support for women members.
Rewards that grow with every year of membership.
Community highlights
OIC joined the Region X kick-off of Brigada Eskwela 2026 at Balubal Elementary School, Cagayan de Oro City.
Three years of growth, service and community — with gratitude to members, leaders and staff.
In partnership with MOPNFI and JR Borja General Hospital, OIC promoted early detection for women members.
Near you
24 branches across Misamis Oriental, Bukidnon, Lanao del Norte, Caraga, Davao and Bohol. Choose your area for addresses and contact numbers.
Head office
9000 Misamis Oriental, Philippines
Membership is open to everyone in the community. Apply online, then visit any OIC branch to complete your membership.
