Allotment Loan
Provide financial support to Seafarers (OCWs) and their families for personal, emergency, and productive needs.
- Loanable Amount: Up to ₱150,000
- Maximum Term: Co-terminus with seafarer’s contract (minus 1 month)
Motorcycle Loan – Personal use
Finance the purchase of a brand-new motorcycle for personal use.
- Loanable Amount: Up to ₱200,000
- Maximum Term: Up to 36 months (minus 1 month)
Pension Loan
All-purpose loan for pensioners to fund personal needs — home repairs, medical, family support, and more.
- Loanable Amount: Based on pension income
- Maximum Term: Up to available pension term
Salary Loan Regular
Personal loan for employed members (private or government sector) for emergencies and everyday needs.
- Loanable Amount: Up to ₱150,000 (regular) / ₱20,000 (contractual)
- Maximum Term: 3 – 24 months (regular) / Up to 6 months (contractual)
Salary Loan Plus
Larger loan with longer terms exclusively for DepEd and GAA-paid government employees.
- Loanable Amount: Up to ₱250,000 (contractual)
- Maximum Term: Up to 84 months (7 years)
Vehicle Loan – Personal Use
Finance the purchase of a vehicle (brand new, second-hand, or surplus) for personal use.
- Loanable Amount: Up to ₱2,000,000 (brand new)
- Maximum Term: Up to 60 months (brand new) / 48 months (2nd hand)
Edukoop Loan
Provide accessible financial assistance for education expenses of OIC members and their dependents.
- Loanable Amount: Up to ₱300,000
- Maximum Term: Up to 12 months
Tara, Biyahe Loan
Special loan for OIC members who want to travel for leisure, personal growth, or family bonding.
- Loanable Amount: Up to ₱100,000
- Maximum Term: Per approved amortization schedule