(088) 856-2371 oic_customerservice@orointegrated.coop

Loans

Productive Loan

Loans that help member-entrepreneurs grow — working capital, asset acquisition and business expansion.

Business Loan Regular

Help member-entrepreneurs access additional working capital or funds for asset acquisition and business expansion.

  • Loanable Amount: up to ₱100M
  • Maximum Term: up to 60 months

Business Loan Plus

Help member-entrepreneurs improve their business through additional working capital or funds for asset acquisition and expansion.

  • Loanable Amount: up to ₱5M
  • Maximum Term: up to 12 months

Micro Enterprise Lite

Increase support and provide additional working capital to local micro-entrepreneurs to help expand their enterprise.

  • Loanable Amount: up to ₱1M
  • Maximum Term: up to 24 months

Micro Enterprise Regular

Provide working capital and asset acquisition support to micro-enterprise owners for business growth.

  • Loanable Amount: up to ₱3M
  • Maximum Term: up to 36 months

Additional Loan

Supplementary loan facility for existing borrowers with good credit standing who need additional funds for their business.

  • Loanable Amount: based on existing loan
  • Maximum Term: up to remaining original term

Outside Territory Loan

Extend financing access to member-entrepreneurs whose business operations are located outside the regular service territory.

  • Loanable Amount: Per applicable loan type
  • Maximum Term: Per applicable loan type

Check Rediscounting Loan

Convert post-dated checks from business transactions into immediate cash to improve liquidity and working capital.

  • Loanable Amount: Based on check face value
  • Maximum Term: Up to check maturity date

Vehicle Financing – Business Use

Finance the acquisition of motor vehicles for business use, including delivery trucks, vans, and utility vehicles.

  • Loanable Amount: Business-use motor vehicles
  • Maximum Term: Up to 60 months

Motorcycle Financing – Business Use

Finance the purchase of motorcycles used for business operations such as delivery services and logistics.

  • Loanable Amount: Business-use motorcycles
  • Maximum Term: Up to 36 months

Questions? We’re here to help.

Visit your nearest OIC branch or call the head office at (088) 856-2371.

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